Free plan or paid-only? Count the members.
A free plan gets far more people in and far fewer of them paying. See how many free members it takes to hit your paying member goal, and the upgrade rate it needs to beat asking everyone to pay.
The short answer
Is a free plan worth it for your membership?
Only if enough free members upgrade to beat asking everyone to pay. Divide the share of visitors who'd pay with no free plan by the share who'd join a free one: if 1% would pay and 12.8% would join free, just over 7.8% of free members need to upgrade. On Memberstack, every free member who doesn't upgrade still counts toward your plan's member limit.
Three numbers, one division.
Either way, paying members level off where new ones replace the ones who cancel. A free plan only changes how many new ones arrive.
Paid-only
visitors × pay rate
Everyone who comes in pays from day one. Fewer people through the door, and no free list to look after.
With a free plan
visitors × join rate × upgrade rate
Many more people join, a few of them pay, and the upgrades arrive over months rather than on day one.
The break-even
pay rate ÷ join rate
The upgrade rate where the two match. If 1% would pay and 12.8% would join free, just over 7.8% of free members need to upgrade (1 ÷ 12.8).
Where it levels off: new paying members a month ÷ monthly churn. That's the same ceiling as the churn ceiling calculator, so a free plan that converts below the break-even lowers your ceiling, however many people it brings in.
What's a good upgrade rate?
Nobody publishes one for memberships. These are software companies, mostly B2B SaaS. They agree on “good” and disagree on “great”.
ChartMogul, Kyle Poyar & ProductLed
200 software products surveyed in January 2026; 22% mostly B2C or a B2C/B2B hybrid.
- Freemium, self-serve: good (median)
- 3–5%
- Freemium, self-serve: great (75th percentile)
- 8–12%
- Freemium products below 2.5%
- 1 in 4
- Their worked funnel: visitors who join free
- 9%
Free signups who become paying customers within six months.
The SaaS Conversion Report (Feb 2026) →Lenny Rachitsky & Kyle Poyar, Lenny's Newsletter
1,000+ products, focused on B2B SaaS.
- Freemium, self-serve: good
- 3–5%
- Freemium, self-serve: great
- 6–8%
- Freemium with sales help: good
- 5–7%
New accounts who pay within their first six months.
What is a good free-to-paid conversion rate? (Aug 2023) →First Page Sage
80+ SaaS companies with freemium plans, 2022–2026.
- Visitors who join free (traditional freemium)
- 12.8%
- Free users who pay (traditional freemium)
- 3.4%
- Free users who pay, range by industry
- 2.1–5.6%
Free users who converted ÷ all free users. No time window stated.
SaaS Freemium Conversion Rates: 2026 Report →Give the free plan a reason to upgrade.
Every point of upgrade rate moves you past the line. Here's what to set up on your Webflow site before you open a free plan.
What this model leaves out.
It's built to answer one question clearly. Here's where that clarity costs accuracy.
Your guesses are the inputs
The maths is exact. Your upgrade rate isn't, until you've run a free plan, and the paid-only rate starts as a guess. Treat the break-even as the real output: it tells you how wrong you can afford to be.
Upgrades arrive evenly
The planner spreads each month's upgrades evenly over the window you set. Real free members tend to bunch up, and the benchmarks don't say how. It moves the two-year result, not where things level off.
Same churn either way
Members who upgraded after trying the free plan may stay longer or shorter than members who paid on day one. The model gives them the same churn.
Revenue, not profit
Free members cost something to host and support, and they can be worth something as an audience or through referrals. Neither is counted, so weigh them yourself.
Questions about free plans
How the planner works, where the benchmarks come from, and what happens to the numbers you type in.
It should if the free members who upgrade bring in more paying members than you'd get by asking everyone to pay. The test is one division: the share of visitors who'd pay with no free plan, divided by the share who'd join a free one. If 1% of visitors would pay and 12.8% would join free, just over 7.8% of free members need to upgrade (1 ÷ 12.8) before a free plan comes out ahead. Below that, it brings in fewer paying members, and every free member who doesn't upgrade still sits on your list.
For self-serve freemium software, ChartMogul's 2026 survey of 200 products puts good (the median) at 3–5% and great (the 75th percentile) at 8–12%, counted as free signups who pay within six months. Lenny Rachitsky and Kyle Poyar's 2023 data from 1,000+ products, mostly B2B SaaS, also puts good at 3–5% but great at 6–8%. First Page Sage's 2026 report of 80+ SaaS companies gives 3.4% for traditional freemium. All three describe software, not membership businesses, so the better test of good is whether you're above your own break-even rate.
Paying members level off where the new ones each month replace the ones who cancel: your goal times your monthly churn. Divide that by the share of free members who upgrade to get the free signups you need each month. For 500 paying members at 5% monthly churn, you need 25 new paying members a month; at a 3.4% upgrade rate, that's about 736 new free members a month.
Yes. Memberstack counts all live members, free and paying, toward a plan's member limit, and doesn't count test mode members. Basic includes up to 1,000 members, Professional up to 5,000, and Business and Established 10,000+. When you reach the limit on Basic or Professional, your account moves up to the next plan automatically.
The benchmarks don't say. ChartMogul and Lenny's Newsletter both count free members who pay within six months of signing up, so their rates are a six-month figure, and the planner spreads upgrades evenly over six months by default. Change the window if your own data says your free members upgrade faster or slower.
Because that's the decision: the same traffic, either asked to pay or offered a free plan first. A free plan usually gets far more signups and far fewer of them paying, so the question is which one ends up with more paying members. If some visitors would skip the free plan and pay straight away, add them, and the bar for the free plan drops.
It's a guess. There is no published benchmark for the share of visitors who pay for a membership with no free plan or trial, so the planner starts at 1% and labels it as a guess. Use your own number if you have one: it decides the break-even more than anything else.
It assumes one monthly price, steady traffic and the same churn for members who upgraded and members who paid straight away. It doesn't model free trials, annual plans or discounts. It counts revenue, not profit, so it leaves out what free members cost to host and support, and any value they bring as an audience or through referrals.
No. The planner runs entirely in your browser and nothing you type is sent anywhere. The copy link button puts your numbers in the page URL so you can share them, and that only happens if you click it.
Wondering about something else?
- Want the members and traffic it takes to hit a revenue goal by a date?Membership Revenue Goal Planner
- Weighing a free trial instead of a free plan?Free Trial Simulator
- Free members count toward plan limits. What will your platform cost?Platform Fee Calculator
- Where will your paying members level off?Churn Ceiling Calculator
More free tools.
No signup, no catch. Each one answers a question builders keep asking about their membership.
Churn Ceiling Calculator
How big can your membership actually get?
At a steady signup rate and a steady churn rate, your member count stops growing at a fixed number. Find yours, see how long before you hit it, and compare what it costs to raise it.
- Free
- No signup
- Runs in your browser
Membership Revenue Goal Planner
How many members do you need to hit your goal?
Set a monthly revenue goal and a date. See the paying members, new members a month and traffic it takes, and whether your current pace gets you there.
- Free
- No signup
- Runs in your browser
Failed Payment Calculator
How much are failed payments costing you?
Some members don't cancel: their card does. See how many you lose to declined renewals, what share of your churn that is, and what better recovery is worth.
- Free
- No signup
- Runs in your browser